Business Planning

Business planning allows for a smooth transition for your management team, preserves your leadership legacy, and may help increase the value of your business. Shepherd Financial’s approach is to develop the best plan for fulfilling your unique circumstances while staying true to your company’s history, size, and culture.


  • Business Succession

    Family business owners believe their heirs will control their business upon retirement or death; however, statistics often prove otherwise. By thinking about management, ownership, and continuity issues in advance, owners can be better assured the business they built will continue successfully after they are gone.

  • Buy-Sell – Continuation

    Buy-Sell agreements create a formal process to handle the retirement, death, or disability of a business owner. They can also protect multiple owners when one owner’s interests may not coincide with the interests of other owners. Working with your other trusted consultants, Shepherd Financial's advisors can help you create an agreement that will prepare for the efficient, predictable, and orderly transfer of business ownership and operations.

  • Business Valuation

    Business valuation is part art and part science. A valuation is fundamentally a process for informing the decisions you make with your business – likely your most significant financial asset. After a careful review of your unique situation, Shepherd Financial, in conjunction with other professionals, can deliver a perceptive analysis.


  • Key Man Protection

    Your top employees are vital to the success of your business. These individuals have a unique skill set that cannot be readily replaced. You can’t prevent the sudden loss of these key contributors to your business, but you can minimize the impact in the event of an unexpected death or disability. Shepherd Financial offers guidance and coverage to business owners and their key people for unforeseen circumstances that will help enable the business to meet these challenges and successful continue in the future.

  • Nonqualified Deferred Compensation

    Nonqualified deferred compensation plans are used by businesses to supplement existing qualified plans and provide an extra benefit to key personnel and highly compensated employees. These types of plans are not limited by the same non-discrimination rules imposed on qualified plans and can allow for an unlimited amount a participant can defer.

  • Disability Income Protection

    Your most valuable asset is your ability to work and earn an income. Disability income insurance can help pay your bills, maintain your current lifestyle, and help protect you and your family from going into serious debt.

Business planning services are not offered through, or supervised by, The Lincoln Investment Companies.